Does homeowners insurance cover fire damage?

Homeowners insurance typically helps cover your home and belongings. Most policies include coverages that may help pay to repair or replace your home and its contents if they are damaged by fire. Your house is probably the most valuable asset you have, and you have homeowners insurance to help protect…

Top 10 Tips for Safe Winter Driving

Every year, Americans steel themselves for months of winter driving. It’s a time that calls for adeptness at navigating icy road conditions, with reduced visibility and freezing temperatures. “Black ice” is a term American know all too well and refers to a thin, nearly transparent layer of ice on pavement…

Why seniors should buy life insurance in 2024

The end of the calendar year marks a time for retrospection and an opportunity to look forward. For millions of Americans, this includes a closer look at their financial situation. Seniors, in particular, may find it helpful to reconsider their finances and review their insurance protections. With many dependent on…

What is universal life insurance?

Universal life insurance is a type of permanent life insurance. With a universal life policy, the insured person is covered for the duration of their life as long as they pay premiums and fulfill any other requirements of their policy to maintain coverage. Like many permanent life policies, universal life…

Retirement & Investments Planning

Keeping families in Good Hands Everyone deserves a plan designed to help them meet their financial goals. That’s why we make preparing for the future simple and accessible — with Personal Financial Representatives in your neighborhood. Allstate My Money See your complete financial picture and take control of your finances…

5 uses for life insurance benefits

Life insurance can be an important part of your financial strategy. That’s because a life insurance policy can help you ensure that your loved ones have a secure financial future after you pass away. Not only can life insurance help cover your final expenses — it can also provide your…

Protect them from life’s what-ifs

What is life insurance? Life insurance is a way you can protect your family and loved ones, even after you pass away. Rather than leaving your family with existing debt, funeral expenses and other everyday costs, they’ll receive a tax-free death benefit or payout. This can provide financial security and…