Insurance

Homeowners insurance typically covers wind damage, but in some cases exclusions may apply. Here are some things to consider when it comes to wind damage and homeowners insurance. When is Wind Damage Covered by Homeowners Insurance? Windstorms are among the perils generally covered by homeowners insurance. Some homeowners policies exclude…

If You’ve Been Impacted by Heavy Rain Keep Out of Standing Water. Hazards from floating debris, sewer contamination, live electrical wires and slippery surfaces can make wading in seeped waters extremely dangerous. Keep the Power Off. If your main electrical service panel is accessible without entering a basement or lower…

Homeowners insurance may help cover certain causes of storm damage, including wind, hail and lightning. However, damage caused by flood and earthquakes typically is not covered by a standard homeowners insurance policy. It’s important to read your policy to learn what types of storm damage may or may not be…