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Does Renters Insurance Cover Medical Bills?

By FAM Insurance
You’re probably aware that renters insurance may help protect your belongings if you rent a house or apartment. You probably also know that property insurance doesn’t cover your doctor’s visits and prescriptions — you need health insurance for that. But you might not know that a renters insurance policy may…

What Does Condo Insurance Cover?

By FAM Insurance
What Does Condo Insurance Cover? Condominium insurance policies aren’t one-size-fits-all. A typical policy comes with some standard protections, including condo liability insurance. You can customize your policy by increasing your coverage limits or purchasing optional protection, like loss assessment coverage. Your condo or townhome owner’s policy is separate from your…

Does Business Insurance Cover My Office Rental?

By FAM Insurance
If you’re renting office space for your company, having your own business insurance policy is a must. Even though the property owner or landlord is responsible for having insurance on the physical building, business insurance helps protect belongings and mishaps that are your responsibility Plus, “More and more frequently, landlords…

What Is Business Interruption Insurance?

By FAM Insurance
Business interruption insurance helps replace lost income and pay for extra expenses when a business is affected by a covered peril. Business interruption coverage (sometimes called business income coverage) is typically part of a business owners insurance policy. Read on to learn how business interruption coverage can help your business…

Do I Need Florida Motorcycle Insurance?

By FAM Insurance
Is Motorcycle Insurance Required in Florida? Florida motorcycle laws are unique compared with most other states. In most states, motorcycle insurance laws are comparable to other motor vehicle laws but in Florida, they are not. Drivers of motor vehicles in Florida, with four or more wheels, are required to carry…

What Is Whole Life Insurance?

By FAM Insurance
Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time. Permanent life insurance is different than term life insurance, which covers the insured person for a set amount of…