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Insurance Tips for Winter Cold

By FAM Insurance
With most of the US experiencing freezing temperatures this month, you may be wondering what you can do to protect your assets. Of course, insurance is a great step in protecting yourself financially for damages to your most valuable possessions, but preventing any cold weather damage from occurring in the…

6 Good Reasons to Get Renter’s Insurance

By FAM Insurance
If you’re renting an apartment or home, you’ll need an insurance policy to cover your belongings. Your landlord’s property insurance policy covers losses to the building itself; whether it’s an apartment, a house, or a duplex. Your personal property and certain liabilities, however, are covered only through a renter’s insurance…

Back-to-School Safety Tips

By FAM Insurance
As the summer winds down, it’s time to think about the kids starting a new school year. Whether your children walk to school or take a bus, are starting kindergarten or high school, you want to keep them safe. Here are some helpful tips for back-to-school safety. Getting to and…

Does Homeowners Insurance Cover Wind Damage?

By FAM Insurance
Homeowners insurance typically covers wind damage, but in some cases exclusions may apply. Here are some things to consider when it comes to wind damage and homeowners insurance. When is Wind Damage Covered by Homeowners Insurance? Windstorms are among the perils generally covered by homeowners insurance. Some homeowners policies exclude…

In the Event of a Heavy Storm

By FAM Insurance
If You’ve Been Impacted by Heavy Rain Keep Out of Standing Water. Hazards from floating debris, sewer contamination, live electrical wires and slippery surfaces can make wading in seeped waters extremely dangerous. Keep the Power Off. If your main electrical service panel is accessible without entering a basement or lower…