INSURANCE SERVICES

Get fast, free insurance quotes today. Find affordable insurance coverage for your needs.
auto

Auto

Helps protect you and your vehicle if you’re involved in a car accident.

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home

Home

Helps provide protection for your house (dwelling) and your family’s liability…

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condo

Condo

Helps protect the portion of your condo, co-op or townhome…

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renters

Renters

Helps protect your personal belongings inside or outside your apartment.

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life

Life

Protect the life you want, for those that matter most.

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bike

Motorcycle

Our motorcycle policies include the basic coverage you may need…

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atv

ATV

Help protect yourself and your all-terrain vehicle against the unexpected.

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business

Business

Allstate Business Insurance protects your business in ways other insurance might not…

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boat

Boat

Helps cover your boat on and off the water. Watercraft liability coverage helps pay…

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Choose the right coverage for your Lifestyle

FAM Insurance is one of the South Florida’s best insurance consulting firms. We help businesses and individuals obtain the best coverage.

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Meet Fernando Morgan

I opened my insurance agency in 1987 after living in the Miami community for close to a decade. I wanted to help customers learn to protect their loved ones, home, car and more. I believe that customers come first, and I take pride in helping others in both the insurance industry and in the community.

 

I am a member of the Lions Club and I also donate to His House Children’s Home, which is a nonprofit organization located in Miami Gardens that works tirelessly to offer safe homes to abandoned and abused children in South Florida.

BLOG & RESOURCES

Find general insurance information, useful tools and answers to common coverage questions.
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Does homeowners insurance cover fire damage?

By FAM Insurance
Homeowners insurance typically helps cover your home and belongings. Most policies include coverages that may help pay to repair or replace your home and its contents if they are damaged by fire. Your house is probably the most valuable asset you have, and you have homeowners insurance to help protect…

Top 10 Tips for Safe Winter Driving

By FAM Insurance
Every year, Americans steel themselves for months of winter driving. It’s a time that calls for adeptness at navigating icy road conditions, with reduced visibility and freezing temperatures. “Black ice” is a term American know all too well and refers to a thin, nearly transparent layer of ice on pavement…

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